0% of monthly budget
π Fresh Install β Get a Head Start from Your Inbox
Free-Tier Paced SyncRun a Quick 7-Day POC (~1 min) to verify your Primary Hub & Companion Collector setup, or run a historical backfill for this month (~5 min) or current + previous month (~10 min) across free-tier Gemini models.
Category Flow
Expense breakdown across default & custom categories
Transactions
π€ Net Balance by Person
Consolidated net position per friend across Section A (Owed to Me) and Section B (I Owe Others). Tap a person pill to filter or settle net.
Section A Β· Owed to Me (Money You Lent via Splits or Loans)
When you pay βΉ100 and set your personal share to βΉ30, the remaining βΉ70 is tracked here. When they pay you back, mark it Repaid (+UPI) (βΉ0 Income impact). If they don't pay back, click Mark as Loss / Expense to absorb it into your Expenses.
Section B Β· I Owe Others (Expenses Paid by Friends on Splitwise)
Your share is counted in your Expenses when the Splitwise email arrives. When you later pay them back via UPI/Bank, the transfer is matched here at βΉ0 Expense impact so it is never deducted twice.
Accounts, Credit Cards & Wallet
Click any account, credit card, or wallet tile to inspect its category spend distribution, edit statement dues, or view transactions.
Monthly SIP Schedule & Checklist
Auto-verified from AMC / CAMS / KFintech / Zerodha emails or managed manually
Collectors, PDF Passwords & Senders
Primary Hub & Companion Collector status, Name+DOB statement patterns & allowlist
βοΈ Settings & Personalization
Click any section below to expand and configure your profile, themes, transaction verification & labels, Gemini AI key, or backups.
π€ Personal Profile & Statement Password Helper
Name, Date of Birth & PAN Card for statement password derivation.
π¨ Appearance & Themes
Choose from 3 Dark modes, 3 Light modes, accent colors, and Demo Mode.
π·οΈ Transactions & Labels
Configure default verification status for new transactions and manage your quick-tap labels.
profit and loss for FD redemptions.
π§ Instructions to AI
Maintain direct User Instructions (user_instructions.md) and indirect Learned Behaviour (learned_behavior.md) distilled from your actions β both are sent to Gemini as context.
user_instructions.md)
Direct plain-English instructions to guide Gemini (e.g., how to categorize & label transactions, how to map accounts, Splitwise rules, or misc formatting rules like "Descriptions should only be created from Item name. Do not put merchant name in the description").
user_instructions.md. The headings are flexible examples β organize this document however you like.
learned_behavior.md)
Indirect user instructions learned when you verify, merge, or edit transactions/accounts. Actions are queued in a Draft Stage and distilled by Gemini into definite atomic facts (both manually below and automatically via the 2-hour cron job).
runTwoHourIngestionCron.
learned_behavior.md
learned_behavior.md
β¨ Gemini AI Model & API Key
Free-tier Gemini models only. Choose a preset or enter any newly released free model ID.
π¦ Historical Email Sync, Import & Export
Verify your setup with a Quick 7-Day POC (~1 min) or run a historical backfill for the current month (~5 min) or current + previous month (~10 min) without hitting free-tier model quotas.
Email_Staging). 1-Month (~5 min) and 2-Month (~10 min) process 3-chunk parallel waves across full Gemini Flash models.
βοΈ Cloud Connection & PWA App
Install Minty as a standalone app and view your Cloudflare Pages Zero-Trust Edge Proxy status (or configure a direct fallback token).
When deployed on Cloudflare Pages with MINTY_GAS_EXEC_URL and MINTY_API_TOKEN secrets, Minty connects automatically via /api/rpc with zero client secrets.
/api/rpc). Only fill this in if you are hosting static files without Cloudflare Pages Functions.