Minty

Set up profile
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🚀 Fresh Install — Get a Head Start from Your Inbox

Free-Tier Paced Sync

Run a Quick 7-Day POC (~1 min) to verify your Primary Hub & Companion Collector setup, or run a historical backfill for this month (~5 min) or current + previous month (~10 min) across free-tier Gemini models.

Total Expenses
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₹0

0% of monthly budget

Total Income (Salary, Returns, Gifts)
₹0
Net Cashflow
Expense Budget ₹0
Card & Bank Outflow ₹0
Lent (All-Time Open) → ₹0

Category Flow

Expense breakdown across default & custom categories

Monthly SIPs & Investments 0/0 Executed
₹0
Tracked separately from expenses YTD: ₹0
Credit Card Bills Due Cycle Active
₹0
Unbilled spends: ₹0 Bill payments excluded from spends
Wallet Balance Consolidated
₹0
Combined balance across app wallets

Transactions

Owed to Me (Lent) To collect
₹0
From bills you split or direct loans
I Owe Others (Borrowed) To pay
₹0
From Splitwise emails paid by friends
Unrecovered / Written Off Marked as Loss
₹0
Added to Expenses when unpaid

🤝 Net Balance by Person

Net position per friend — what they owe you minus what you owe them. Tap a person to filter or settle up.

Owed to Me · Money you lent via splits or loans

When you pay ₹100 and set your personal share to ₹30, the remaining ₹70 is tracked here. When they pay you back, mark it Repaid (+UPI) (₹0 Income impact). If they don't pay back, click Mark as Loss / Expense to absorb it into your Expenses.

I Owe Others · Bills friends paid for you on Splitwise

Your share is counted in your Expenses when the Splitwise email arrives. When you later pay them back via UPI/Bank, the transfer is matched here at ₹0 Expense impact so it is never deducted twice.

Accounts, Credit Cards & Wallet

Click any account, credit card, or wallet tile to inspect its category spend distribution, edit statement dues, or view transactions.

Email sync (every 2 h): —
Daily check (7:00 AM): —

Monthly SIP Schedule & Checklist

Auto-verified from AMC / CAMS / KFintech / Zerodha emails or managed manually

Collectors, PDF Passwords & Senders

Primary Hub & Companion Collector status, Name+DOB statement patterns & allowlist

⚙️ Settings & Personalization

Click any section below to expand and configure your profile, themes, transaction verification & labels, Gemini AI key, or backups.